Why market research is essential for your investment strategy. Across Australia, 27 million people reside in more than 10 million dwellings across 2644 postcodes. From the outback to Sydney Harbour, the value of our homes varies greatly. In addition,...
Is your money going backwards?
Most of us grew up believing that putting money in the bank and saving was the smart thing to do. If our money is secure in the bank, surely we’re on the right path to building wealth. The problem with that theory is the concept of ‘idle Money’. Idle money refers to...
‘Do you want a coffee?’
Investing in property should be a hassle-free experience. After all, it’s your money and your dreams that are at stake. However, there are countless stories of pushy agents pressuring investors into purchases. The promised ‘sure thing’ can quickly become an expensive...
Is Rentvesting the way of the future?
Across Australia, a new trend is making major inroads into the nation’s property market. Called rentvesting, the strategy has seen families and individuals buying properties but choosing not to live in them. Instead, they opt to rent another property and...
Don’t put your property investment dreams on hold
Investing in property is one of the biggest decisions you’ll ever make. However, it can be tempting to hold off from becoming a buyer in uncertain times with rising interest rates. It’s perfectly natural to think: “Perhaps if I just wait a few more months...
The many meanings of wealth
Many of us think of wealth as a product of financial well-being. But actually, what we think of as 'wealth' can be so much more than just being about money. This article explores the numerous definitions of wealth, including Financial Wealth, Health Wealth, Friendship...
Planning for the future
Here are our top ten tips for effectively planning for the future. Define Your Vision: Start by envisioning what you want to achieve in the future. What are your long-term goals, aspirations, and dreams? Clearly define your vision and ensure it aligns with...
Are you purchase-ready?
Purchase-ready means that you are in a position to buy now. Typically, you will have done your research, sorted out your finances, gathered the necessary documentation, and are all set to go ahead with the purchase. When it comes to property,...
Price growth v’s cash flow
Price growth and cash flow are two important factors to consider when buying a property. Price growth refers to the increase in the value of the property over time, while cash flow refers to the income generated by the property. Price growth is important because it...
How much can I borrow?
When investing in property, many people ask: “How much can I borrow?” Your borrowing capacity is the amount you can borrow. Lenders look at your income, credit score and existing debts and then arrive at a figure typically expressed as a percentage of the property’s...