Investing in property is one of the biggest decisions you’ll ever make. However, it can be tempting to hold off from becoming a buyer in uncertain times with rising interest rates. It’s perfectly natural to think: “Perhaps if I just wait a few more months...
Many of us think of wealth as a product of financial well-being. But actually, what we think of as 'wealth' can be so much more than just being about money. This article explores the numerous definitions of wealth, including Financial Wealth, Health Wealth, Friendship...
Here are our top ten tips for effectively planning for the future. Define Your Vision: Start by envisioning what you want to achieve in the future. What are your long-term goals, aspirations, and dreams? Clearly define your vision and ensure it aligns with...
Purchase-ready means that you are in a position to buy now. Typically, you will have done your research, sorted out your finances, gathered the necessary documentation, and are all set to go ahead with the purchase. When it comes to property,...
When investing in property, many people ask: “How much can I borrow?” Your borrowing capacity is the amount you can borrow. Lenders look at your income, credit score and existing debts and then arrive at a figure typically expressed as a percentage of the property’s...
Price growth and cash flow are two important factors to consider when buying a property. Price growth refers to the increase in the value of the property over time, while cash flow refers to the income generated by the property. Price growth is important because it...